How much can I borrow on a buy-to-let Mortgage?

Calculate how much you can borrow when taking a buy-to-let mortgage based on your annual salary or when applying jointly with your partner.

Buy-to-let Mortgage Borrowing Calculator
Mortgage Application Type:
First Applicant Income
Second Applicant Income
How much can I borrow on a buy-to-let mortgage?
Based on your income details, you will be able to borrow between
Buy-to-let deposit percentage
Default is 40%, enter an alternate percentage as required
How much will I need for a deposit on a buy-to-let mortgage?
Based on the buy-to-let mortgage affordability calculation above and minimum deposit percentage applied,
you will need a deposit between

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About this mortgage calculation

This buy-to-let mortgage calculation analyses the amount you (and your partner) earn each year and provides a benchmark amount that you could expect to borrow from a mortgage lender who provides buy-to-let mortgages. The amount you can borrow will depend on your credit rating, credit history, any current outstanding debts and your monthly budget.

Note that this buy-to-let mortgage illustration provides a range rather than a specific amount of borrowing due to the fluctuations that occur with buy-to-let mortgage lenders and personal financial circumstance. As you review buy-to-let mortgage offers you will find that the amount of money you can borrow will vary from lender to lender and will be directly influenced by your credit history and current credit score.

Read more here about how much you can borrow when taking a mortgage and the financial considerations and checks you should complete to ensure you get the best buy-to-let mortgage deal.

Mortgage Illustrations

Note: House purchases in the UK where the property purchase price exceeds £ 125,000.00 are subject to Stamp Duty. Stamp Duty is a tax on the purchase of homes which must be paid within 30 days of the completion date. You can calculate how much Stamp Duty you have to pay here.

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